PPB SYLLABUS & STUDY MATERIAL:- As a banker, you must have heard about the JAIIB Exam that is basically conducted for the bankers and some of its benefits for passing the said Exam. Not only do you get the benefit of One Increment of 1 year in advance but also will be eligible to sit for the CAIIB afterward which again gets you 1 increment in advance.
As of now, the registrations for JAIIB January 2022 have been closed (9 to 29 November 2021). So, if you haven’t yet registered for the exam, you can wait for the IIBF to notify for the May 2022 dates that we expect to be out by March 2022.
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As the exams are just around the corner, we, Learning Sessions, have brought you an EXAM OFFER!!
Here, we are offering courses on IIBF JAIIB, CAIIB, CERTIFICATION are now available at FLAT 80% OFF + DOUBLE VALIDITY!!
Use Code: EXAM
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What we offer in JAIIB:-
JAIIB 2022 Full Course Video Material:
AFB of Banking Videos
Recordings of AFB Live Videos
Questions on AFB
EPDFs (assessible through our android app only)
Language:
English
English mix Hindi
DB&F 2022 EXAM
It could be the case that you are not yet a banker but you are planning to get into the banking sector. So, you can opt to write for DB&F which is a Diploma in Banking and Finance which has the same syllabus as JAIIB. The benefit of clearing DB&F would be that you can get your Diploma converted into JAIIB & have one increment in your salary just on your joining!
Read Also:- IIBF JAIIB PPB RECOLLECTED QUESTIONS FOR 2021-2022 EXAM
The Principles and Practices of Banking has been divided into 5 modules, namely:
Read Also:- JAIIB PPB 2022 Principles and Practices of Banking Short Notes Part 3
Regulation
The unit talks about the Constitution of banks, its Objectives, Functions of RBI; Different Monetary Control Tools; Regulatory Restrictions on Lending etc. Retail, Wholesale & International Banking Retail Banking defines what are its Products & Opportunities; Wholesale Banking defines its own Products; International Banking will provide insight on the international services, Requirements that Importers & Exporters has to fulfil, Remittance Services; Universal Banking; American depositary receipts; GDRs; Participatory Notes Role Of Money Markets, Debt Markets & Forex Market This unit talks about the kinds of Money & Debt Market Instruments that are available in the markets such as Government Securities; ADs etc. Role and Functions of Capital Markets and SEBI You will get an overview of Capital Market; Stock Exchanges; some Common Terms used in their reference, the types of Capital Issues; Financial Products/Instruments; SEBI; Registration of Stock Brokers, Sub-brokers & Share Transfer Agents, etc. Mutual Funds & Insurance Companies, Bancassurance & IRDA Various types of Mutual Funds, how they are managed and Role & Functions of Insurance Companies, Bancassurance, IRDA are some the things that will be studies in the unit. Factoring, Forfaiting Services and Off-Balance Sheet items It includes various types & the advantages of Factoring & forfaiting services and the types of off-balance sheet items. Risk Management & Basel Accords The unit provides insight to Risk Management; Basel I, II & III Accords CIBIL, Fair Practices Code for Debt Collection, BCSBI This tells us the Role & Functions of CIBIL; the meaning of Fair Practices Code for Debt Collection; Codes of BCSBI. Recent Developments in the Financial System This part tells is the Structure & Reforms that are implemented in the Financial System of India, some of recent developments in Money, Debt, Forex Markets; Regulatory Framework; Payments and Settlement System etc. MODULE B: Functions of Banks Banker Customer Relationship This unit talks about the types of customer relationships; Different Deposit Products & Services; Services to Customers & Investors etc. KYC/ AML & CFT Norms The unit contains Act such as PMLA Act & KYC Norms Bankers’ Special Relationship Section tells you about the Mandate; POA; Garnishee Orders; Right of Set off; Banker’s Lien etc Consumer Protection – COPRA, Banking Ombudsman Scheme The unit contains various Operational Aspects of Act of COPRA & the Banking Ombudsman Scheme. Payment & Collection of Cheques & Other Negotiable Instruments This unit has the Negotiable Instruments Act; Role & Duties of Paying as well as Collecting Banks; Forged Instruments; Endorsements; Bouncing of Cheques; what are the Implications of the former mentioned terms; the Return of Cheques; & Cheque Truncation System Opening a/c of various types of customers the Operational Aspects of opening the accounts of Different Types of Customers and their Maintenance including SB Rate Deregulation & Aadhaar. Ancillary Services The services such as Remittances; Lockers; Govt. Business; Electronic Benefit Transfer etc. are mentioned in this unit. Cash Operations The meaning of Cash Management Services & its Importance is contained in this unit. Lending Principles, Working Capital Assessment and Credit Monitoring Topics such as Cardinal Principles; Limits based in Non-funds; Techniques of Credit Appraisal; Sources of WC Funds & their Estimation; Working Capital; Operating Cycle; Term Loans; Projected Net WC; Turnover Method; Cash Budget; Credit Monitoring & Its Management; Base Rate can be read in the unit. Priority Sector Advances Introduction of concepts such as Targets, Sub-Targets; Developments that has taken place recently are placed here. Agricultural Finance The different Agricultural Loans available in the banks and Mitigation of Risk in agriculture (NAIS, MSP etc.) are focused in this unit. Micro, Small & Medium Enterprises You will read the MSMED Act, 2006, the Policy Package that is available for MSMEs; Scheme for Performance and Credit Rating; the recent developments in current times etc. Government Sponsored Schemes SGSY: Swarna Jayanti Gram Swarozgare Yozna; SLRS: Scheme of Liberation and Rehabilitation of Scavengers; SJSRY: Swarna Jayanti Shahari Rozgar Yojna; & PMRY: Prime Minister Rozgar Yojna SHGs: Self Help Groups The need & Functions of SHGs; the Role of NGOs in providing Indirect Finance to SHGs; SHGs & SGSY Scheme; Capacity Building of SGs are some of the matters you will be reading in this small unit. Credit Cards, Home Loans, Personal Loans, & Consumer Loans The various Operational Aspects of Cards & Loans, the Advantages, Disadvantages & Guidelines of Credit Cards; the Procedure & Practices for Home Loans, Loans of Personal nature & Consumer Loans Documentation The Documents that are required for different operations; Procedure of their collection & maintenance; Stamping; & Securitisation are covered in the unit. Different Modes of Charging Securities This unit gives insight on the meaning of Assignment & related terms such as Lien; Set-off; Pledge; Hypothecation; & Mortgage etc. Types of collaterals & their characteristics The unit aims to define the meaning of Land & Buildings; Goods; Documents of Title to Goods; Advances that can be given against Insurance Policies, Shares, Book Debts, Gold, Term Deposits, etc.; Non-Performing Assets (NPA) You will be informed about the NPA meaning; the Income Recognition concept; Classification of Asset; Norms for Provisioning; CDR etc. Financial Inclusion It consists of topics of Business Correspondent (BC); BF; the Role of Information & communications technology in the Financial Inclusion, transactions based on Mobile, Rural Self Employment Training Institutes etc. Financial Literacy Why financial literacy is important & what is the need for customer awareness are some questions answered in this unit. MODULE C – BANKING TECHNOLOGY Essentials of Bank Computerization The concepts such as Computer Systems; Network systems such as LANs; WANs; UPS; Core Banking are discussed here. Payment Systems and Electronic Banking Various payment systems such as ATMs; HWAK; Microfiche; NPC; Electronic Banking; Electromagnetic Cards; Signature Storage & Retrieval System; PIN; Note & Coin Counting Machines; are some of the things you will get to know in detail in the unit. Data Communication Network & EFT systems The Components & Modes of Transmission; the Major Networks that are used in India; some of the Emerging Trends in Communication Networks for Banking; Evolution of EFT System; Automated Clearing Systems; Funds Transfer Systems; Recent Developments happening in India are described in it. Role of Technology Upgradation and its impact on Banks This unit tells us the Technology Developments that are trending; Role & Uses of Technology Upgradation; Impact of IT on Banks; Global Trends etc. Security Considerations Consideration such as Areas of Risk Concern; Types of Threats; Mechanism of Control; Audit of Computer; IS Security & Audit; Evaluation Requirements are the concepts you will deal in this unit. Overview of IT Act It contains Recommendations of Gopalakrishna Committee. Preventive Vigilance in Electronic Banking The preventive vigilance measures in relation to Phishing; Customer Education; Checks for Safety; Precautions that need to be adhered are defined here. MODULE D – SUPPORT SERVICES – MARKETING OF BANKING SERVICES/ PRODUCTS Marketing This unit introduces the Concept of Marketing in the banking; Products & Services; what is Marketing Mix; Brand Image etc are detailed in unit. Social Marketing/ Networking How the Social Marketing evolved, what is the Importance & Relevance of Social Marketing/ Networking etc. can be read in here. Consumer Behavior & Product This unit talks about the Behavior of Consumers; Product Planning, Development and Strategies for products etc.; Customer Relationship Management. Pricing It tells us what is the Importance of Pricing, pricing Objectives, Factors that influence pricing, Methods, Strategies of Pricing & Bank Pricing Distribution What are the different Distribution Channels; Channels for Banking Services; how Net Banking & Mobile Banking are used as distribution channel are mentioned in this section. Channel Management The Meaning, Levels, Dynamics and Advantages of channel management are what can be read in this unit. Promotion You will read the Role of Promotion in Marketing and Promotion Mix here. Role of Direct Selling Agent/ Direct Marketing Agent in a bank This unit defines the role of Direct Selling Agent or Direct Marketing Agent in a banking institution; what is their Relevance; Bankers as Direct sales associates / Direct Marketing associates; & the Bank Delivery Channels & their Benefits. Marketing Information Systems – a longitudinal analysis Functions & Components of MKIS; MKIS Model; Uses of Computer & Decision Models; What is the Performance of MKIS; Advantages of MKIS are covered in MIS. MODULE E – ETHICS IN BANKS AND FINANCIAL INSTITUTIONS Ethics, Business Ethics & Banking: An Integrated Perspective Concepts related to ethics such as Business Ethics, Ethical Foundation & Banking Ethics in Global & Indian Contexts are defined in the unit. Ethics at the Individual Level The meaning of Values, Norms, Beliefs, Morality, Golden Rule, Dilemmas, Conflict, Integrity and Decision-Making etc. falls under this section. Ethical Dimensions: Employees Obligation towards Bank or 3rd Parties, Abuse of Official Position, Sexual Harassment & how it is addressed, which are Fair Accounting Practices, HRM Ethics, Conflict of Interest, Employees: Ethics Ambassadors & Managers: Ethical Leaders are the topics placed under the unit. Work Ethics & the Workplace Different Work Ethics views, Benefits of Ethical Behavior, the Causes of Unethical Behavior & their Remedies, Manual for Code of Ethics, Whistleblowing in Banking sector, Whistleblowing Laws in India etc are defined in the unit. Banking Ethics: Changing Dynamics Ethics and Technology provides a great solution, what are the Data Security and Privacy concerns, Rights in regard to Intellectual Property, Patents and Proprietary, & Ethics of Information Security, Cyber Threats, Digital Rights Management etc is all that you will find in this unit.
REVISED | NEW JAIIB SYLLABUS 2022-2023
The full syllabus for JAIIB that is applicable for the November 2022 or May 2023 hasn’t been notified just yet but the institute has notified the subjects that have been changed. You can check out the changed notified syllabus here.
Important Topic:- IIBF JAIIB PPB MOCK TESTS – Principles and Practices of Banking 2022
Learning Sessions provides study material on JAIIB papers. The material is available in the pack for individual papers as well as for all the papers collectively. In this article, we will be describing the contents & features of the Principles & Practices of Banking material for 2022 Exams of JAIIB only.
The PPB Study Material for JAIIB Exams for the January as well May 2022 Exams, you can go for our material. Our PPB Study Material is best & also priced lowest in the market to ensure that everyone gets the opportunity to learn better and have the right & relevant content so as to clear the JAIIB.
The contents are prepared to help you clear the JAIIB exam on the first attempt & we here announce that you will be getting the following features in the PPB (Principles and Practices of Banking) Content 2022!
Important Topic:- IIBF PPB STUDY MATERIAL 2022 – PRINCIPLES AND PRACTICES OF BANKING
You can even claim an extra 10% Discount on the Pack amount by using the code: NEWYEAR which is valid up to one week from today onwards.
You can access the courses of JAIIB PPB on our website & browse the ones you need & you can also find the other JAIIB 2022 subjects’ materials such as AFB & LRAB there.
All the very best for your JAIIB upcoming exams!!
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