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As the name indicates, comprehensive insurance covers for damages and repairs of your car which extend beyond collisions. For instance, it will compensate you for the loss if your car gets destroyed due to a collapsing building, or a hurricane or in case, it gets dented due to some animal running into it.
To sum it up, it saves you from bearing many minor and major damages caused by things which are beyond anyone’s control. It also covers for the damages which are caused to other vehicles and individuals during an accident. It also covers for drivers’ treatment as well as the treatment cost of other passengers in the car. Furthermore, in case of a theft, it not only covers for the cost of car but can also cover the things that get stolen from your vehicle, depending upon your insurance plan.