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swati11 Member Since June 20, 2020

Dividend Reinvestment Plan: Is it better to Opt or Not?

swati11 on Finance

https://blog.finology.in - In dividend reinvestment plan, amount of the dividend which was to be distributed to the investor is used by the company to buy more units, thereby increasing the overall unit-holding. Read the article.
People usually consider stocks and mutual fund dividends as similar, but in reality, there is a lot of difference. In mutual funds, the amount of dividend paid to you is out of your profits. Therefore, the amount of dividends paid to you decreases the NAV by the same amount of your mutual fund. Wherein, dividends from stocks are your additional income, and due to dividend distribution, the st

Nationalization of Banks: History of Indian Banks

swati11 on Finance

https://blog.finology.in - Indian banking system has passed 51 years of Bank Nationalization successfully and it has contributed to the economy successfully. Read the article on nationalization of banks.

It could be expressed as a process whereby the National government or the state becomes empowered to take over the private industry, organization or even the assets into their ownership i.e. public ownership through any legislation or an ordinance or any kind of order. A lot of socialist governments have undertaken this process just to convert from capitalism to socialism.

In India, the RBI (Transfer of public ow

Types of Bonds available in India, Various Segments

swati11 on Finance

https://blog.finology.in - In the olden days, banks were the safest and probably the only option for them to invest and save their money.

Over time, things have changed, and people now have a wide range of investment options to choose from. With such a wide array of options available, “where to invest?” is a question that arises often. The situation is such that it seems as if a new investment scheme comes up every day.

Talking about such options, people choose according to their financial objectives and risk averseness. For example, for a safe investment, people prefer mutual fund schemes and earn returns.

Everything About Making of the Indian Constitution

swati11 on Education

https://blog.finology.in - The Constituent Assembly of India came into existence as per the provisions of Cabinet Mission Plan of May 1946. Read the article on the making of Indian Constitution.

It is a well-established fact that the Constitution of India is the most supreme law of the country and the torchbearer of fundamental political code, powers, and duties of government, procedure, directive principles, and duties of the citizen. Even the Parliament is not allowed to overpower the Constitution because of its constitutional supremacy over parliamentary supremacy and the fact that it was framed through constitue

Fixed Deposits: All you need to know about FD Interest Rate

swati11 on Finance

https://blog.finology.in - Fixed deposits are investment schemes offered by banks and NBFCs wherein investors put (deposit) their idle money in exchange for guaranteed fixed returns at maturity. The returns (in the form of interest) from fixed deposits are usually higher than those of a savings bank account.

So, how does this system work?

What happens essentially is that you lock your money (principal) for a fixed time (tenure). Interest is earned on this principal amount throughout the tenure on a cumulative basis. It keeps getting added to the principal amount after specific intervals.

Small Cap Mutual Funds: Things you must know about Small Cap

swati11 on Finance

https://blog.finology.in - Small-Cap Funds contribute a significant part of their investible corpus into equity or equity-related instruments of small-cap organizations. As per the Securities and Exchange Board of India (SEBI), small-cap schemes need to invest at least 65% of their total assets in small-cap organizations.

Likewise, SEBI describes small-cap organizations as those which are positioned below the 250th rank in terms of market capitalization. In financial terms, these are organizations with a market capitalization of not as more than Rs. 500 crores.

It is important to note that small-cap funds bear

Vijay Kedia: The Successful, Early Investor & Strategy of Vijay Kedia

swati11 on Finance

https://blog.finology.in - Dr. Vijay Kedia precisely attaches to SMILE as a principle in investing; which means Small in size, Medium in experience, Large in aspiration and Extra-large in market potential. This is the only investing strategy which is endorsed by Dr. Kedia.

Talking about his investment strategy, Kedia said, "One should scout for companies which have good Management. Find very good management, very honest management and see the product in which the Management is going to grow, going to outperform its peers and the economy. Invest in those companies for the next 10-15 years, and you cannot go wrong."

Mid Cap Funds: All you need to Know about mid cap organization

swati11 on Finance

https://blog.finology.in - Mid Cap Funds invest into equity and equity-related instruments of mid-cap organizations. As indicated by the Securities and Exchange Board of India (SEBI), mid-cap organizations are those which are positioned somewhere in the range of 101 and 250 in the list of organizations as per market capitalization.

Since mid-cap organizations fall between the small-cap and large-cap organizations, they offer certain points of business advantages and disadvantages to both of them. Mid-cap funds generally offer better returns over large cap funds; however, they are more unpredictable than them. Then

Gilt Funds: Rising Prices and Falling Interest

swati11 on Finance

https://blog.finology.in - Gilt funds are debt funds that invest at least 80% of their assets in government securities with a maturity of 10 years. Read & find why Gilt funds are good option for the investors
Gilt funds are debt funds that invest in government securities. The government bonds were previously issued in golden edged certificates. Hence, this nickname 'Gilt' comes from gilded edge certificates. According to the norms of SEBI, gilt funds have to mandatorily invest a minimum of 80% of their assets in government securities.

Gilt funds come in two types:

The first type is gilt funds that usually invest

What happens when Brokers go Bankrupt or are Busted?

swati11 on Finance

https://blog.finology.in - Are you a Consistent Stock investor and depend on Stockbrokers for the transaction of stocks? Did you ever think, what happens when Brokers go Bankrupt? Read an article to get your answer.
Brokers or brokerage firms are licensed bodies under SEBI who participate in the market on behalf of the investors (long-term investors) or traders (frequent buyers and sellers of shares). People interested in trading, open their Demat accounts under the brokers, and permit them to trade on behalf of them.

But always keep in mind that even if they are licensed, regularly check the trading statements and